Before taking any chances with real cash, try out these fun and educational stock market games. Both kids and adults can learn the ropes and challenge their instincts on a virtual Wall Street. Test the waters of high stakes investing, and gain practical skills that can lead to a lifetime of financial independence.

Before we start this here article about these seven stock market games that future investors can use to develop their finance brain and brawn, we should first make one thing clear: This article is intended for those Super Kidz who have already gone through a very rigorous education in the art of economics. This means that these kids would already know a bit about money (check out our guide to that), and should already be familiar with the basics of investment (such as the rule of 72).

So, in fact, this article is for those of you over a certain age when you start to become financially aware. If you’re a parent reading this, send the article to your kid. If his sense for finances is tingling, he may jump at the chance to learn how to invest. And furthermore to do so in a fun and interactive way.

How to Approach Stock Market Games

I will now be speaking directly to the kids:

When was the first time you were exposed to money? When was it that you understood the incredible potential that money presents? Power, wealth, a cozy living – things that money can give you. But also, more importantly: knowledge, higher education, refinement, sophistication. After all, the last use money should present to you would be material gain and the ability to acquire stuff. If that’s all you want your money to do, then you don’t know the bigger picture.

The moment you understand that money does not run your life, but that it’s the other way around, you may start to think of it in a more productive and innovative way. Money should never be an end, it should be a means to an end. And if you ever forget that, then your financial problems may suddenly let their presence be felt.

But what better way to do away with all the problems money brings, than by investing your dollars in the stock market. However, before you do that, you may want to check out our list of stock market games. After all, if you’re a novice when you enter the stock market, you may just lose everything you have in one hour.

1. Piggybank Fantasy Stock Exchange

"stock market games game kids free virtual"

Website: www.fantasystockexchange.biz
Recommended Ages: 7-16 years
Real Money: optional
Authenticity Score: 8.5

We’ve decided to start with the simplest of stock market games for kids, and then move up in the age groups. The Fantasy Stock Exchange by Piggybank Multimedia is by far the cutest-looking stock market game . And while some may like that, some may not agree with the fact that it’s so childish. However, it’s design is very close to real stock-market pages, and it’s supported by the London Stock Exchange. So you know it’s a serious website.

There are five steps to becoming a successful investor in this game: First create an account, then select your portfolio, and third, look at your shares. The last two steps involve the usual business in normal stock trading: trading shares and using real money to test your financial prowess.

2. The Stock Market Game

"stock market games game kids free virtual"

Website: www.stockmarketgame.org
Recommended Ages: 12+ years
Real Money: no
Authenticity Score: 9.5

If the previous stock market game seemed too childish for you, this one, simply dubbed “The Stock Market Game” really looks way more professional. And it’s a really, really powerful tool as well. It provides resources for learning about the stock market for both teachers and students and homeschooling parents. Basically: it’s got you covered, no matter what your stock market needs are.

3. How the Market Works

"stock market games game kids free virtual"

Website: www.howthemarketworks.com
Recommended Ages: 10+ years
Real Money: no
Authenticity Score: 8

Rated as one of the best stock market games sites of many important websites, How the Market Works is a sweet, real-life simulator of a stock market. If you’re a kid searching for a place to learn about the stock market, look no further. It has just about everything that a normal stock market website has. However, the downside is that it seems to try too hard to be lifelike while failing in a major way when it comes to actually looking professional. It doesn’t present as a website used by multi-million dollar investors.

4. Wall Street Survivor

"stock market games game kids free virtual"

Website: www.wallstreetsurvivor.com
Recommended Ages: 14+ years
Real Money: no
Authenticity Score: 9.8

As funny as its name may sound, the race on Wall Street usually is about surviving. And so, you mustn’t mistake its silly name for a lack of professionalism. On the contrary, Wall Street Survivor is one of the best tools that we’re reviewing on this list. Its system contains three basic steps: the learning step (in which you can go through thousands of articles on the subjects directly related to investment); the practice step (where you test your skills in the actual game); and lastly, the earning step (here you will be awarded badges and prizes that you can show off. With an endorsement by Forbes, you’ll know that Wall Street Survivor is the best out there.

5. UPDOWN

"stock market games game kids free virtual"

Website: www.updown.com
Recommended Ages: 12+ years
Real Money: yes
Authenticity Score: 9

Updown is quite different than the stock market games we’ve presented up to now. Why? Because you can use real money in it. Of course, you won’t be doing that at the very beginning, but as you go on trading stocks and earning virtual money, you will from time to time get the chance to enter contests with prizes of $1,000. Unfortunately, apart from the money involved, this free stock market game doesn’t really have much to it.

6. Market Watch Games

"stock market games game kids free virtual"

Website: www.marketwatch.com
Recommended Ages: 13+ years
Real Money: optional
Authenticity Score: 8.8

Before you say that I’m directing you to a website used by adult investors, hear me out: this website (one of the most powerful tools for real investors) also has free virtual stock market games. I know that it may seem odd, but it’s true. In fact, these games are so well designed that real investors are often using them for their businesses. And if real investors choose to up their skills by using the games on this website, then you know that it’s one of the best out there.

7. Investopedia Stock Simulator

"stock market games game kids free virtual"

Website: www.investopedia.com
Recommended Ages: 16+ years
Real Money: no
Authenticity Score: 9.8

The last item on our list is also, incidentally, the most difficult virtual stock market game that we’ve come across. That’s precisely why we gave it a recommended age of at least 16 years. Investopedia prides itself with being a platform after which smart investors can pass to the real thing. On Investopedia, you start out with $100,000 in virtual money. You can then use this amount of money to trade with over 700,000 people worldwide. This game brings free stock market games to a whole new level.

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